What is No Credit Check Broadband?
A broadband package with no credit check means you won’t get rejected for a new deal because you have a poor credit history.
This is great news if you have any flags in your financial history, if you’ve ever filed for bankruptcy, you have County Court Judgements (CCJs), or you have a bad credit score.
It’s also good for anyone worried about being rejected due to their financial past.
Let’s explore which providers offer no credit check broadband and how these deals compare to regular packages.
Compare broadband providers with no credit check
Here are the best broadband providers offering broadband deals without a credit check:
Plusnet
Why we recommend for customers with poor credit:
- No credit check broadband deals on all plans
- Good customer service
- Great for simple, cheap broadband set-up
NOW Broadband
Why we recommend for customers with poor credit:
- New customers won’t have credit rating checks
- Includes flexible TV add-ons
- Social tariff from £20/month for those on benefits
Direct Save Telecom (DST)
Why we recommend for customers with poor credit:
- Offers shorter, 12-month broadband contracts
- Regularly offers deals with no set-up fee
Which broadband providers do credit checks?
Not all providers skip credit checks. Most mainstream home broadband providers, including:
do run credit checks, but they may still offer social tariffs to help if you're on benefits or a low income.
What are the best alternatives if you can’t pass a credit check?
Try a rolling monthly plan
Some providers skip long-term contracts and don’t require a credit check, including:
Just be aware: monthly rolling broadband plans often comes with a higher upfront cost or equipment fees.
Consider mobile broadband
Pay-as-you-go mobile broadband is an easy way to get online with no credit checks, contracts or fuss. Just top up as you go. But remember:
- Speeds can be less reliable
- Data caps may apply
- Costs can add up over time
Read our guide to using mobile broadband at home
Look at Social Tariffs
If you're on Universal Credit or other benefits, you may qualify for a discounted social broadband tariff. Examples include:
- BT Home Essentials – from £15/month
- Sky Basics and Virgin Essentials plans also available
Read more about social tariffs and who qualifies
Quick tips to improve your credit score
Want more broadband options later? Here’s how to get your score in better shape:
- Register to vote - being on the Electoral Roll helps
- Pay by Direct Debit - providers like consistent payments
- Use CreditLadder or similar tools to record rent payments
- Check your credit file - free via ClearScore, Credit Karma or checkmyfile
FAQs: no credit check broadband
We asked credit expert Sheraz Dar of CreditLadder to answer a few questions about all things credit-related.
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Are there any reliable no credit check broadband providers?
Yes. Plusnet broadband does not carry out a credit check and also won the title of ‘Best Broadband Provider’ in our 2025 Broadband Awards.
In Broadband Genie’s user survey, it performed well for being a reliable internet service provider. We believe it offers good value for money and scores well for user-friendliness. -
Will I still get a free Wi-Fi router with a no credit check deal?
Yes – most providers include a free router. Some may charge a small delivery fee.
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What is a credit check?
A credit check, or credit search, is when a company looks at your financial background to assess whether they can provide you with credit (like a loan or mobile phone contract). The check will always be done with the customer’s permission.
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Why might I fail a broadband credit check?
Missed payments, defaults, or County Court Judgements (CCJs) can all impact your score and lead to rejection.
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Are no credit check broadband deals more expensive?
No. No credit check providers are competitively priced, especially compared to rolling monthly contracts or mobile broadband.
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How long do defaults stay on my credit record?
Defaults usually stay for six years, even if you've paid them off. If what they have is inaccurate, you can contact the relevant credit reference agency and have it removed. Although you’ll still need proof that it’s inaccurate.
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How can I check my credit history?
There are several ways you can check what information the main credit reference agencies (Experian, Equifax, TransUnion and Crediva) hold on you. You could approach them directly or go via sites such as checkmyfile, Clearscore or CreditKarma, to name but a few.
Some services are free, some are paid for. There does tend to be a difference in what they offer you. For example, some might only show you your credit report with one credit reference agency, while others might show it for all four. Different lenders use different credit reference agencies, and quite often they will use two or even three.
Don't let bad credit stop you getting online
You’ve got options – and you can start comparing right now.
- Use our postcode checker to see what’s available in your area
- Find flexible, no credit check broadband that suits your budget
- Get online quickly, with no strings attached
Ready to compare no credit check broadband deals near you without worrying about your bad credit history? Just enter your postcode to get started.
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